Job Information Credit Officer Company Information
Website http://n/a
Contact Name
Contact Email n/a
Job Information
Job Type Full-time
Department
Category Banking/Finance
Posted 11-10-2021
Job Status
Start Publishing 10-10-2021
Stop Publishing 30-10-2021
Description

A new and innovative microcredit company is looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork. Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

Review and process loan requests

  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g., credit Scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Must be able to work independently

Requirements

  • Proven work experience as a Credit Officer, Loan Officer, or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • BSc or Diploma in Banking and Finance, Economics, or related field

Send letter of interest and CV to: jamcarecredit@gmail.com

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