Job Information
Credit Officer
Company Information
Job Information
Description
Job Type
Full-time
Department
Category
Banking/Finance
Posted
11-10-2021
Job Status
Start Publishing
10-10-2021
Stop Publishing
30-10-2021
A new and innovative microcredit company is looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork. Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
Responsibilities
Review and process loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g., credit Scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Must be able to work independently
Requirements
- Proven work experience as a Credit Officer, Loan Officer, or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Customer service experience
- BSc or Diploma in Banking and Finance, Economics, or related field
Send letter of interest and CV to: jamcarecredit@gmail.com
Facebook Comments